What are the

Rates Going to Be?

Rates by State

Loan Amount and Terms

The minimum loan amount available to Utah customers is $100.00
The maximum loan amount available to Utah customers is $1500.00*
The loan term can range from approximately 4-10 months

  • Actual loan terms may vary based on applicant’s qualifications.
  • Number of payments is determined by your employment pay frequency.
  • You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.
  • We are a direct lender in the state of Utah.

View Utah State Financial Institution License here.


State Agency

Utah Department of Financial Institutions; 324 South Street, Suite 201, Salt Lake City, UT, 84111, or PO BOX 146800 Salt Lake City, UT 84114-6800. 801-538-8830.

NOTE: If you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.

Disclaimer:
 The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents. If you have any questions please contact us.


Please See Below for Additional Loan Details:
Payment Schedule
Payment # Date Payment
1 6/11/2021 $117.23
2 6/25/2021 $117.23
3 7/9/2021 $117.23
4 7/23/2021 $117.23
5 8/6/2021 $117.23
6 8/20/2021 $117.23
7 9/3/2021 $117.23
8 9/17/2021 $117.23
10 10/1/2021 $117.23
10 10/15/2021 $117.23
11 10/29/2021 $117.23
12 11/12/2020 $117.15
CSO/CAB Installment Loan

For Texas residents, HyperSpeedLoans will not be the direct lender for loans that you may receive from this website. HyperSpeedLoans is a Credit Service Organization and a Credit Access Business (“CSO/CAB”). The role of the CSO/CAB is to try to arrange for a loan between you and a third-party lender, service that loan if the loan is funded and provide the third party lender with a letter of credit for your loan. If you have any questions regarding your loan, please direct all questions or comments to HyperSpeedLoans 888-907-3353 and not the third party lender.

View Texas State Financial Institution License here.

  • The loan term can range from 4-6 months
  • Min Amount: $100.00, Max Amount: $1500.00
  • Combining both the Interest Rate and CSO/CAB Fees express as an Annual Percentage Rate the APR may be 599% APR however rates and interest may vary based upon on the loan amount and applicant's qualifications.
  • Your scheduled payment will include principal, interest and CSO fees and the Lender and if you pay on time per the payment schedule you will pay off your loan at maturity, there are no balloon payments." This bullet should go after the bullet that begins "Number of payments is determined...
  • The Third Party Lender will charge an interest rate not to exceed 10.00% per annum and the Credit Service Organization/Credit Access Business will also charge fees.
  • Actual loan terms may vary based on applicant’s qualifications.
  • Number of payments is determined by your employment pay frequency. Your loan will be contracted for at least 120 days and not more than 180 days.
  • You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.
  • You have the right to cancel your loan within 3 calendar days of signing your loan docs. Cancellation Forms will be provided with your Loan Documents.

*All Fees, Interest and Loan Terms are subject to vary by state


Sample Fees and Rates

–The CSO/CAB Fees will vary based on your loan amount and qualifications. The Third Party Lender will also charge interest at a Rate not to exceed 10% APR.

CLICK BELOW FOR EXAMPLES OF CONSUMER DISCLOSURE FORMS WHICH ARE REQUIRED BY LAW. THESE ARE EXAMPLES OF THE TOTAL COSTS AND FEES ASSOCIATED WITH THE DIFFERENT LOAN AMOUNTS OR PAYMENT SCHEDULES

Example of a Multi-Payment Loan for $500 - 12 Bi-weekly Payment Loan
Example of a Multi-Payment Loan for $500 - 24 Weekly Payment Loan
Example of a Multi-Payment Loan for $1,000 - 5 Weekly Payment Loan
Example of a Multi-Payment Loan for $1,000 - 12 Bi-weekly Payment Loan


STATE AGENCY / NOTICE REGARDING CONSUMER CREDIT

HyperSpeedLoans obtained a license with the Texas Office of Consumer Credit Commissioner. You may contact the Consumer Credit Hotline for information or assistance. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, 888-907-3353, consumer.complaints@occc.texas.gov, .

The Loans or extension of credit obtained through an installment or payday loan is not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Please call us at 888-907-3353 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

Loan Amount

Min Amount: $100.00, Max Amount: $1500.00
The loan term can range from approximately 4-10 months
* All Fees, Interest and Loan Terms are subject to vary by state

  • Actual loan terms may vary based on applicant’s qualifications.
  • Number of payments is determined by your employment pay frequency. Your loan will be contracted for at least 120 days, this is required by law.
  • You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.
  • We are a direct lender in the state of Missouri.

View Missouri State Financial Institution License here.


State Agency

Missouri Division of Finance, Truman State Office Building, Room 630, Jefferson City, MO 65102.

Please call us at 888-907-3353 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

NOTE: IF you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.

Disclaimer:
 The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents. If you have any questions please contact us.


Please See Below for Additional Loan Details:
Payment Schedule
Payment # Date Payment
1 6/11/2021 $117.23
2 6/25/2021 $117.23
3 7/9/2021 $117.23
4 7/23/2021 $117.23
5 8/6/2021 $117.23
6 8/20/2021 $117.23
7 9/3/2021 $117.23
8 9/17/2021 $117.23
10 10/1/2021 $117.23
10 10/15/2021 $117.23
11 10/29/2021 $117.23
12 11/12/2020 $117.15
Loan Amount and Terms

The minimum loan amount available to Wisconsin customers is $100.00
The maximum loan amount available to Wisconsin customers is $1500.00*
The loan term can range from approximately 4-10 months

View Wisconsin State Financial Institution License here.

  • Actual loan terms may vary based on applicant’s qualifications.
  • Number of payments is determined by your employment pay frequency. Your loan will be contracted for at least 120 days, this is required by law.
  • You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.
  • We are a direct lender in the state of Wisconsin.


State Agency

Department of Financial Institutions; Division of Banking; 201 West Washington Avenue, Suite 500; Madison, Wisconsin 53703

Please call us at 888-907-3353 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

NOTE: IF you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.

Disclaimer:
 The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents. If you have any questions please contact us.


Please See Below for Additional Loan Details:
Payment Schedule
Payment # Date Payment
1 6/11/2021 $117.23
2 6/25/2021 $117.23
3 7/9/2021 $117.23
4 7/23/2021 $117.23
5 8/6/2021 $117.23
6 8/20/2021 $117.23
7 9/3/2021 $117.23
8 9/17/2021 $117.23
10 10/1/2021 $117.23
10 10/15/2021 $117.23
11 10/29/2021 $117.23
12 11/12/2020 $117.15
Additional Loan Details

Minimum – $100
Maximum – $1,500
Loan Terms range from 4-10 months with no prepayment penalty **
Annual Percentage Rate is approximately 599% **

** Actual Loan Terms, Fees, Interest and other loan terms vary based on applicants qualification and vary by state